Refinancing

Manhattan Mortgage has a fiduciary responsibility to find you the lowest rates possible. Whether you want to refinance to lower your monthly payment or pay off credit cards, we assist you in getting the very best rate and loan program to fit your financial needs and monthly budget.

Lower Your Interest Rate
Refinancing replaces your existing loan with a lower interest rate loan. This can save you hundreds of dollars each month. Refinancing can be used to reduce your interest rate, change the term of your loan, or to consolidate your debts.

Refinance to Consolidate Debts
With equity in your home, refinancing is the smartest way to consolidate your debts allowing you to make one lower monthly payment. Paying off all those high interest rate credit cards with a mortgage refinance may also give you a tax reduction.

Change to a Fixed Rate Mortgage
This is the best way to protect yourself when rates go up. Interest rates have hit record lows but are soon to be back on the rise. Now is the time to refinance your existing adjustable rate to a low fixed rate mortgage.